Education Requirements

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires that state-licensed mortgage loan originators (MLOs) complete annual continuing education. In order to meet continuing education requirements state-licensed MLOs must complete 8 hours of NMLS approved education which include the following:

For Annual Continuing Education, the SAFE ACT Requires State-Licensed MLOS to Complete:

   a. Three hours of Federal law and regulations;

   b. Two hours of ethics that shall include instruction on fraud, consumer protection, and fair lending issues;
   c. Two hours of training related to lending standards for the nontraditional mortgage product market; and
   d. One hour of undefined instruction on mortgage origination.

While the SAFE Act requires NMLS to approve pre-licensure and continuing education courses, it is individual state law that compels mortgage loan originators to take the pre-licensure and continuing education as a requirement for state licensure. Many state agencies require that pre-licensure education be complete prior to submitting an application through NMLS.  NMLS provides information concerning education requirements and administers the process for completing it, but state-licensed MLO's should refer to their state agencies regarding the specific details associated with meeting the education requirements.

> The State-Specific Education Chart shows which states have a requirement for state specific-education.

> The SAFE Act's Successive Year Rule requires MLOs to complete eight (8) hours of CE every year and mandates that an MLO may not take the same course two years in a row.

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NYAMB's 11 Hour NY SAFE Comprehensive: Staying Compliant with Mortgage Law Application Status

All "New" 2017 Approved Course to meet your Federal & State Continuing Education Requirements.

Course Description

This course satisfies the requirements set forth by the Secure and Fair Enforcement Mortgage Licensing Act for a comprehensive 11-hour continuing education course for mortgage loan originators. NY SAFE Comprehensive: Staying Compliant with Mortgage Law covers topics required by the SAFE Act: (3hrs) of federal law, (2hrs) of non-traditional mortgage lending, (2hrs) of ethics (to include fraud, consumer protection, & fair lending issues), (1hr) undefined elective and (3hrs) New York state law.

Course Offerings

Format: Classroom
Public/Private Offerings

Registration Requirements

Policy & Requirements for Satisfying Course Completion

NYAMB offers one (1) public 11 Hour Course in each of our Regions (Long Island, Lower Hudson, North East & Western) starting in the Fall each year. In addition to our public course offering, we offer private courses for companies wishing to host a private class for their employees (mlos). For inquiries about setting up a private course offer please send your request with the following information to etella@teammgmtsvs.com  (company name, requested date , full address for course location & number of students. Please note: a minimum of 12 students are needed to host a private course offering. Please be sure to check our course calendar for availability. 

  • Registrations must agree with all course policy put forth by NYAMB and Rules of Conduct put forth by the NMLS
  • Each student must hold an active license and provide their individual NMLS # at the time of registration & on-site during student check in. 
  • Each student must have in possession an current US Gov't photo ID (drivers license or passport) at the time of registration and on-site during student check in. 
  • Each student will be required to complete the full 11 Hour classroom course to receive credit for the class and will be required to sign in and out with the course proctor the day of the class. (any student who leaves without signing out will not be granted a certificate of course completion)
  • Each student is expected to participate in class room & group activities.
  • Each student who meets the above requirements will receive upon completion of the 11 hour class a certificate of completion signed by the approved lead instructor for their record. Lost or damaged certificates are replaceable for a fee of $25 per issue request. 
  • NYAMB is responsible for the recording to NMLS all student course completion within 10 business days from the date of course completion. Students who do not provide an acurate combination of their name and nmls# will NOT be recorded with the NMLS as have completed the required 11 Hour course. 
  • Questions must be sent in writing via email to: etella@teammgmtsvs.com 

Public Course Locations

  • Long Island Region: Monday, October 23, 2017, Union Prime Steak & Sushi (private meeting room) 
  • Lower Hudson Region: Friday, October 20, 2017, Woman's Club of White Plains, 305 Ridgeway, White Plains, NY 10605
  • North East Region: to be announced
  • Western Region: Thursday, October 26, 2017, Hunt Mortgage Offices, 432 Dick Rd, Depew, NY 14043
Public courses are open to all Mortgage Loan Originators with a valid NMLS# & Government photo ID.

Lunch Sponsorship Opportunities available (1 sponsor per location) first-come-first served. Sponsorship $1,500.00 includes; Banner displayed on site, logo on e-marketing flyer, website and social media marketing. 

Private Course Offerings
Private course offerings are offered to private companies and will require a registration passcode to register. Companies wishing to schedule a private course offering should send an email to: etella@teammgmtsvs.com Please check our events calendar for available dates. Sponsorship for private courses are not permitted. 

Registration & Fees

Registration includes: student course book, nmls recording fees, certificate of completion, coffee & water (lunch options available at certain facilities subject to out of pocket expense to student)

  • NYAMB Members: $189.00 (per person/pre-registered)
  • Non-Members: $289.00 (per person/pre-registered) 

At-the-door registration permitted based on seat availability and subject to an additional $25 registration fee. Replacement certificate fee: $25 per issuance. 

Check List:

__Student's NMLS#  __Students Government Photo ID  __Last 4 digit of Student SS# 


Registration Policy: All course registrations are non-refundable. No refunds or credits will be issued due to Cancellations or no-shows. No Exceptions!