On Dec. 27, 2017, the Bureau announced the asset-size exemption thresholds for depository institutions under Regulation C and for creditors under the escrow requirements and small-creditor portfolio and balloon-payment qualified mortgage requirements, and the prohibition against balloon-payment high-cost mortgages under Regulation Z. These thresholds became effective Jan. 1, 2018.
You can access the notices at:
Regulation C: http://www.consumerfinance.gov/policy-compliance/rulemaking/final-rules/home-mortgage-disclosure-regulation-c-adjustment-asset-size-exemption-threshold/
Regulation Z: http://www.consumerfinance.gov/policy-compliance/rulemaking/final-rules/truth-lending-act-regulation-z-adjustment-asset-size-exemption-threshold/
CFPB Regulatory Implementation TeamConsumer Financial Protection Bureau
501 E. Boston Post Rd., Suite 6 | Mamaroneck, NY 10543P: (914) 315-6644 | F: (888) 900-1602 E: firstname.lastname@example.org | www.nyamb.org